LA lenders / Community Bank
Exchange Bank and Trust Company, Natchitoches, Louisiana
Community Bank · Natchitoches, LA · Exchange Bancshares Inc
- Total assets
- $221.0M
- CRE loan book
- $28.1M
- QoQ CRE growth
- 0.5%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.64% as of Q1 2026 — TX bank median 4.87% (1.77pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.64% | 6.69% |
| Q4 2025 | 6.86% | 6.88% |
| Q3 2025 | 6.91% | 6.90% |
| Q2 2025 | 6.88% | 6.88% |
| Q1 2025 | 6.62% | 6.63% |
| Q4 2024 | 6.66% | 6.63% |
| Q3 2024 | 6.66% | 6.66% |
| Q2 2024 | 6.44% | 6.41% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $28.1M | $7.6M | $3.1M | 47% | $732,000 |
| Q4 2025 | $28.0M | $7.3M | $1.1M | 43% | $333,000 |
| Q3 2025 | $26.3M | $6.3M | $1.7M | 40% | $336,000 |
| Q2 2025 | $26.0M | $6.6M | $1.7M | 42% | $375,000 |
| Q1 2025 | $26.9M | $8.2M | $1.7M | 47% | $835,000 |
| Q4 2024 | $25.4M | $6.1M | $1.6M | 40% | $863,000 |
| Q3 2024 | $25.6M | $6.6M | $1.6M | 41% | $423,000 |
| Q2 2024 | $24.5M | $6.4M | $1.9M | 43% | $423,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Adrian BankCommunity Bank · Adrian · $28.1M CRE book
- Patterson State BankCommunity Bank · Patterson · $28.1M CRE book
- Citizens National Bank at BrownwoodCommunity Bank · Brownwood · $27.8M CRE book
- Sicily Island State BankCommunity Bank · Sicily Island · $28.4M CRE book
- Jersey State BankCommunity Bank · Jerseyville · $28.7M CRE book
See all alternatives to Exchange Bank and Trust Company, Natchitoches, Louisiana →
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.