IA lenders / Community Bank
Farmers Trust & Savings Bank
Community Bank · Williamsburg, IA · Fts Financial Inc
- Total assets
- $198.4M
- CRE loan book
- $27.2M
- QoQ CRE growth
- -1.3%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.88% as of Q1 2026 — TX bank median 4.87% (1.01pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.88% | 6.56% |
| Q4 2025 | 6.07% | 6.66% |
| Q3 2025 | 5.86% | 6.71% |
| Q2 2025 | 5.67% | 6.51% |
| Q1 2025 | 5.50% | 6.45% |
| Q4 2024 | 5.86% | 6.62% |
| Q3 2024 | 5.43% | 6.58% |
| Q2 2024 | 5.62% | 6.65% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $27.2M | $475,000 | $1.7M | 19% | $0 |
| Q4 2025 | $27.6M | $390,000 | $1.7M | 20% | $0 |
| Q3 2025 | $27.7M | $402,000 | $1.7M | 22% | $0 |
| Q2 2025 | $27.4M | $520,000 | $1.7M | 23% | $0 |
| Q1 2025 | $26.2M | $1.8M | $0 | 21% | $0 |
| Q4 2024 | $26.0M | $2.5M | $0 | 23% | $0 |
| Q3 2024 | $25.0M | $2.4M | $0 | 22% | $0 |
| Q2 2024 | $24.8M | $1.8M | $0 | 19% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Conservation First BankCommunity Bank · Benton · $27.4M CRE book
- Community First BankCommunity Bank · Rosholt · $26.9M CRE book
- PCSB BankCommunity Bank · Clarinda · $26.8M CRE book
- Citizens National Bank at BrownwoodCommunity Bank · Brownwood · $27.8M CRE book
- Commercial BankCommunity Bank · Parsons · $26.6M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.