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TX lenders / Community Bank

The Lytle State Bank of Lytle, Texas

Community Bank · Lytle, TX

Total assets
$112.6M
CRE loan book
$6.1M
CRE concentration
34%
below the 300% supervisory guideline
QoQ CRE growth
-3.6%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 6.30% as of Q1 2026 — TX bank median 6.76% (0.45pp below median).

QuarterRE loan yieldAll loans & leases
Q1 20266.30%8.39%
Q4 20256.47%8.20%
Q3 20256.37%8.08%
Q2 20256.31%7.95%
Q1 20256.11%7.86%
Q4 20246.13%7.83%
Q3 20246.04%7.70%
Q2 20245.76%7.16%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$6.1M$2.9M$429,00034%$0
Q4 2025$6.4M$2.8M$431,00036%$0
Q3 2025$5.6M$2.9M$442,00032%$0
Q2 2025$5.5M$2.8M$449,00031%$0
Q1 2025$5.4M$2.6M$455,00030%$0
Q4 2024$5.4M$2.6M$461,00031%$0
Q3 2024$5.0M$2.6M$468,00028%$0
Q2 2024$4.7M$2.3M$473,00027%$0

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Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.