MN lenders / Community Bank
United Minnesota Bank
Community Bank · New London, MN · Carlson Bankshares Inc
- Total assets
- $53.6M
- CRE loan book
- $6.2M
- QoQ CRE growth
- -6.5%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.84% as of Q1 2026 — TX bank median 4.87% (0.98pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.84% | 6.10% |
| Q4 2025 | 6.01% | 6.21% |
| Q3 2025 | 5.92% | 6.23% |
| Q2 2025 | 5.75% | 6.13% |
| Q1 2025 | 5.49% | 5.79% |
| Q4 2024 | 5.87% | 6.05% |
| Q3 2024 | 5.66% | 5.93% |
| Q2 2024 | 5.07% | 5.45% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $6.2M | $2.6M | $0 | 59% | $90,000 |
| Q4 2025 | $6.6M | $2.8M | $0 | 63% | $90,000 |
| Q3 2025 | $5.8M | $2.1M | $0 | 49% | $24,000 |
| Q2 2025 | $5.1M | $2.4M | $0 | 56% | $109,000 |
| Q1 2025 | $5.4M | $2.6M | $0 | 65% | $109,000 |
| Q4 2024 | $5.6M | $2.8M | $0 | 70% | $109,000 |
| Q3 2024 | $5.6M | $2.4M | $0 | 56% | $277,000 |
| Q2 2024 | $5.5M | $2.2M | $0 | 55% | $277,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Jackson Parish BankCommunity Bank · Jonesboro · $6.2M CRE book
- The Corn City State BankCommunity Bank · Deshler · $6.2M CRE book
- First State Bank MinnesotaCommunity Bank · Le Roy · $6.3M CRE book
- Generations BankCommunity Bank · Exeter · $6.3M CRE book
- Rushford State Bank (Incorporated)Community Bank · Rushford · $6.0M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.