OK lenders / Community Bank
The Peoples National Bank of Checotah
Community Bank · Checotah, OK · Peoples Natl Bancshares Checotah
- Total assets
- $172.5M
- CRE loan book
- $6.0M
- QoQ CRE growth
- 1.2%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.61% as of Q1 2026 — TX bank median 4.87% (1.74pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.61% | 7.33% |
| Q4 2025 | 6.90% | 7.58% |
| Q3 2025 | 6.85% | 7.67% |
| Q2 2025 | 6.78% | 7.50% |
| Q1 2025 | 6.92% | 7.58% |
| Q4 2024 | 6.96% | 7.66% |
| Q3 2024 | 6.78% | 7.52% |
| Q2 2024 | 6.73% | 7.37% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $6.0M | $528,000 | $107,000 | 4% | $0 |
| Q4 2025 | $5.9M | $465,000 | $188,000 | 4% | $0 |
| Q3 2025 | $5.8M | $382,000 | $0 | 3% | $0 |
| Q2 2025 | $5.1M | $357,000 | $0 | 3% | $0 |
| Q1 2025 | $5.6M | $379,000 | $0 | 5% | $0 |
| Q4 2024 | $5.6M | $403,000 | $0 | 5% | $0 |
| Q3 2024 | $5.6M | $278,000 | $0 | 5% | $0 |
| Q2 2024 | $5.7M | $465,000 | $0 | 5% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Rushford State Bank (Incorporated)Community Bank · Rushford · $6.0M CRE book
- Franklin State Bank & Trust CompanyCommunity Bank · Winnsboro · $6.0M CRE book
- The State Bank of WynnewoodCommunity Bank · Wynnewood · $5.9M CRE book
- Zapata National BankCommunity Bank · Zapata · $5.9M CRE book
- United Minnesota BankCommunity Bank · New London · $6.2M CRE book
See all alternatives to The Peoples National Bank of Checotah →
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.