TX lenders / Community Bank
The First National Bank of Trinity
Community Bank · Trinity, TX
- Total assets
- $102.6M
- CRE loan book
- $14.7M
- QoQ CRE growth
- -14.6%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.48% as of Q1 2026 — TX bank median 6.76% (0.28pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.48% | 7.25% |
| Q4 2025 | 6.81% | 7.52% |
| Q3 2025 | 6.94% | 7.67% |
| Q2 2025 | 6.91% | 7.58% |
| Q1 2025 | 6.69% | 7.44% |
| Q4 2024 | 6.62% | 7.36% |
| Q3 2024 | 6.58% | 7.36% |
| Q2 2024 | 6.64% | 7.39% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $14.7M | $3.8M | $269,000 | 113% | $0 |
| Q4 2025 | $17.2M | $5.0M | $230,000 | 124% | $0 |
| Q3 2025 | $17.2M | $4.3M | $180,000 | 124% | $0 |
| Q2 2025 | $16.6M | $3.5M | $186,000 | 119% | $17,000 |
| Q1 2025 | $16.3M | $3.4M | $191,000 | 116% | $161,000 |
| Q4 2024 | $14.4M | $1.8M | $196,000 | 95% | $167,000 |
| Q3 2024 | $15.2M | $1.6M | $202,000 | 100% | $19,000 |
| Q2 2024 | $15.5M | $1.9M | $207,000 | 103% | $19,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Citizens State Bank and Trust Co., Ellsworth, KansasCommunity Bank · Ellsworth · $14.7M CRE book
- Apex Banking Company of GeorgiaCommunity Bank · Cleveland · $14.7M CRE book
- The Bank of CommerceCommunity Bank · White Castle · $14.6M CRE book
- Lone Oak Bank, National AssociationCommunity Bank · Eldorado · $14.8M CRE book
- Valley Premier BankCommunity Bank · Hawley · $14.8M CRE book
See all alternatives to The First National Bank of Trinity →
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.