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KS lenders / Community Bank

Citizens State Bank and Trust Co., Ellsworth, Kansas

Community Bank · Ellsworth, KS · Csb Bancshares Amended Esop

Total assets
$275.2M
CRE loan book
$14.7M
CRE concentration
17%
below the 300% supervisory guideline
QoQ CRE growth
-2.7%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$14.7M$816,000$609,00017%$0
Q4 2025$15.1M$409,000$731,00018%$0
Q3 2025$14.9M$142,000$740,00017%$0
Q2 2025$12.5M$263,000$261,00013%$0
Q1 2025$12.0M$80,000$267,00012%$0
Q4 2024$12.5M$396,000$273,00013%$0
Q3 2024$12.4M$500,000$277,00014%$0
Q2 2024$12.3M$368,000$283,00015%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.