IL lenders / Community Bank
Frederick Community Bank, The
Community Bank · Paxton, IL · Agricultural Banking Corp
- Total assets
- $197.6M
- CRE loan book
- $14.4M
- QoQ CRE growth
- -10.1%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.22% as of Q1 2026 — TX bank median 4.87% (1.35pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.22% | 6.11% |
| Q4 2025 | 6.45% | 6.59% |
| Q3 2025 | 6.27% | 6.62% |
| Q2 2025 | 6.03% | 6.43% |
| Q1 2025 | 5.75% | 6.04% |
| Q4 2024 | 5.53% | 6.55% |
| Q3 2024 | 5.53% | 6.56% |
| Q2 2024 | 5.35% | 6.33% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $14.4M | $1.2M | $4.6M | 35% | $0 |
| Q4 2025 | $16.0M | $2.6M | $4.6M | 43% | $0 |
| Q3 2025 | $15.1M | $2.2M | $4.2M | 41% | $0 |
| Q2 2025 | $14.7M | $1.9M | $4.4M | 41% | $0 |
| Q1 2025 | $14.4M | $1.6M | $4.2M | 40% | $0 |
| Q4 2024 | $17.3M | $5.2M | $4.5M | 60% | $0 |
| Q3 2024 | $17.1M | $4.7M | $4.0M | 57% | $0 |
| Q2 2024 | $16.3M | $3.7M | $4.0M | 53% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Farmers Savings BankCommunity Bank · Wever · $14.3M CRE book
- The Bank of CommerceCommunity Bank · White Castle · $14.6M CRE book
- First State BankCommunity Bank · Valliant · $14.2M CRE book
- Independent Farmers BankCommunity Bank · Maysville · $14.2M CRE book
- Citizens State Bank and Trust Co., Ellsworth, KansasCommunity Bank · Ellsworth · $14.7M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.