TX lenders / Community Bank
The First National Bank of Tom Bean
Community Bank · Tom Bean, TX · Tom Bean Bank Holding Co
- Total assets
- $147.2M
- CRE loan book
- $10.4M
- QoQ CRE growth
- 13.2%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.55% as of Q1 2026 — TX bank median 6.76% (0.80pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.55% | 8.02% |
| Q4 2025 | 7.87% | 9.34% |
| Q3 2025 | 7.99% | 8.48% |
| Q2 2025 | 7.95% | 8.21% |
| Q1 2025 | 7.94% | 8.46% |
| Q4 2024 | 7.95% | 8.28% |
| Q3 2024 | 7.73% | 8.16% |
| Q2 2024 | 7.51% | 8.09% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $10.4M | $3.5M | $0 | 29% | $0 |
| Q4 2025 | $9.2M | $3.0M | $0 | 26% | $0 |
| Q3 2025 | $11.6M | $5.2M | $0 | 39% | $0 |
| Q2 2025 | $10.5M | $4.9M | $0 | 36% | $0 |
| Q1 2025 | $11.2M | $5.4M | $0 | 39% | $0 |
| Q4 2024 | $14.3M | $6.5M | $0 | 47% | $0 |
| Q3 2024 | $13.8M | $6.0M | $0 | 44% | $0 |
| Q2 2024 | $13.4M | $5.3M | $0 | 43% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Four County BankCommunity Bank · Allentown · $10.4M CRE book
- Citizens Bank & TrustCommunity Bank · Rock Port · $10.3M CRE book
- The State BankCommunity Bank · Spirit Lake · $10.3M CRE book
- United Bank and Trust CompanyCommunity Bank · Hampton · $10.3M CRE book
- Commerce Bank TexasCommunity Bank · Stockdale · $10.3M CRE book
See all alternatives to The First National Bank of Tom Bean →
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.