TX lenders / Community Bank
The First National Bank of Sonora
Community Bank · Sonora, TX · First Sonora Bancshares Inc
- Total assets
- $704.7M
- CRE loan book
- $258.3M
- QoQ CRE growth
- 19.1%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.60% as of Q1 2026 — TX bank median 6.76% (0.16pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.60% | 7.40% |
| Q4 2025 | 6.66% | 7.54% |
| Q3 2025 | 6.73% | 7.45% |
| Q2 2025 | 6.36% | 7.26% |
| Q1 2025 | 6.16% | 6.94% |
| Q4 2024 | 6.30% | 7.13% |
| Q3 2024 | 6.48% | 7.20% |
| Q2 2024 | 6.24% | 6.88% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $258.3M | $64.8M | $18.1M | 319% | $10.3M |
| Q4 2025 | $217.0M | $45.8M | $11.0M | 269% | $5.4M |
| Q3 2025 | $214.0M | $47.9M | $11.1M | 284% | $4.6M |
| Q2 2025 | $206.1M | $51.9M | $11.1M | 277% | $5.9M |
| Q1 2025 | $199.3M | $50.9M | $13.6M | 286% | $3.3M |
| Q4 2024 | $198.1M | $48.5M | $13.0M | 265% | $3.7M |
| Q3 2024 | $196.2M | $51.5M | $13.0M | 263% | $2.4M |
| Q2 2024 | $185.7M | $47.9M | $13.1M | 264% | $711,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- City State BankCommunity Bank · Norwalk · $256.6M CRE book
- United Southern BankCommunity Bank · Umatilla · $256.4M CRE book
- FNBC BankCommunity Bank · Ash Flat · $260.6M CRE book
- First State Bank NebraskaCommunity Bank · Lincoln · $254.6M CRE book
- Central State BankCommunity Bank · State Center · $262.2M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.