RefiLoop Lender Data

NE lenders / Community Bank

First State Bank Nebraska

Community Bank · Lincoln, NE · First State Holding Co

Total assets
$1.1B
CRE loan book
$254.6M
CRE concentration
141%
below the 300% supervisory guideline
QoQ CRE growth
1.9%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 5.99% as of Q1 2026 — TX bank median 4.87% (1.12pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20265.99%6.19%
Q4 20256.27%6.46%
Q3 20256.23%6.43%
Q2 20256.08%6.26%
Q1 20255.88%6.04%
Q4 20246.16%6.33%
Q3 20246.11%6.36%
Q2 20245.81%6.11%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$254.6M$19.2M$33.5M141%$0
Q4 2025$249.9M$17.9M$32.8M140%$0
Q3 2025$240.2M$17.5M$32.1M140%$0
Q2 2025$243.8M$17.3M$32.4M148%$0
Q1 2025$251.2M$25.5M$32.2M157%$0
Q4 2024$241.0M$23.7M$29.9M154%$0
Q3 2024$233.9M$22.1M$33.4M157%$0
Q2 2024$232.0M$24.3M$31.9M158%$424,000

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.