AR lenders / Community Bank
FNBC Bank
Community Bank · Ash Flat, AR · Fnbc Bcorp Inc
- Total assets
- $844.0M
- CRE loan book
- $260.6M
- QoQ CRE growth
- 3.3%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.76% as of Q1 2026 — TX bank median 4.87% (1.90pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.76% | 7.07% |
| Q4 2025 | 7.06% | 7.36% |
| Q3 2025 | 6.97% | 7.34% |
| Q2 2025 | 7.30% | 7.59% |
| Q1 2025 | 6.55% | 6.94% |
| Q4 2024 | 6.63% | 7.05% |
| Q3 2024 | 6.43% | 6.85% |
| Q2 2024 | 6.33% | 6.70% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $260.6M | $57.9M | $21.2M | 200% | $1.9M |
| Q4 2025 | $252.3M | $55.5M | $19.0M | 207% | $1.5M |
| Q3 2025 | $241.3M | $50.7M | $19.1M | 195% | $1.9M |
| Q2 2025 | $229.4M | $52.4M | $18.5M | 192% | $1.4M |
| Q1 2025 | $224.9M | $48.6M | $24.0M | 194% | $1.4M |
| Q4 2024 | $225.1M | $59.1M | $25.9M | 206% | $1.4M |
| Q3 2024 | $216.1M | $54.8M | $25.2M | 189% | $556,000 |
| Q2 2024 | $222.7M | $60.4M | $24.5M | 206% | $337,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The First National Bank of JeaneretteCommunity Bank · Jeanerette · $261.3M CRE book
- Central State BankCommunity Bank · State Center · $262.2M CRE book
- Evolve Bank & TrustCommunity Bank · West Memphis · $263.9M CRE book
- City State BankCommunity Bank · Norwalk · $256.6M CRE book
- FCN Bank, National AssociationCommunity Bank · Brookville · $256.5M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.