TX lenders / Community Bank
The First National Bank of Moody
Community Bank · Moody, TX · Reynolds Teague Thurman Finl
- Total assets
- $53.1M
- CRE loan book
- $4.6M
- QoQ CRE growth
- -3.4%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.27% as of Q1 2026 — TX bank median 6.76% (0.51pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.27% | 6.13% |
| Q4 2025 | 8.58% | 8.38% |
| Q3 2025 | 8.73% | 8.46% |
| Q2 2025 | 8.90% | 8.46% |
| Q1 2025 | 9.03% | 8.52% |
| Q4 2024 | 9.91% | 9.09% |
| Q3 2024 | 9.44% | 9.03% |
| Q2 2024 | 8.69% | 8.40% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $4.6M | $1.4M | $0 | 30% | $0 |
| Q4 2025 | $4.8M | $2.4M | $0 | 40% | $0 |
| Q3 2025 | $3.9M | $2.4M | $0 | 29% | $0 |
| Q2 2025 | $4.4M | $2.7M | $0 | 32% | $0 |
| Q1 2025 | $4.1M | $2.3M | $0 | 28% | $0 |
| Q4 2024 | $3.7M | $1.8M | $0 | 24% | $0 |
| Q3 2024 | $3.3M | $1.6M | $0 | 20% | $0 |
| Q2 2024 | $3.4M | $1.6M | $0 | 20% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Grand Rivers Community BankCommunity Bank · Grand Chain · $4.7M CRE book
- FMB BankCommunity Bank · Wright City · $4.7M CRE book
- Welcome State BankCommunity Bank · Welcome · $4.6M CRE book
- Citizens Community BankCommunity Bank · Pilot Grove · $4.6M CRE book
- Farmers and Merchants Bank of Mound City, KansasCommunity Bank · Mound City · $4.7M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.