MN lenders / Community Bank
Welcome State Bank
Community Bank · Welcome, MN · Welcome Bancshares Inc
- Total assets
- $44.4M
- CRE loan book
- $4.6M
- QoQ CRE growth
- -2.3%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.67% as of Q1 2026 — TX bank median 4.87% (1.81pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.67% | 6.92% |
| Q4 2025 | 6.89% | 7.09% |
| Q3 2025 | 6.83% | 7.08% |
| Q2 2025 | 6.89% | 7.14% |
| Q1 2025 | 6.29% | 6.64% |
| Q4 2024 | 6.40% | 6.67% |
| Q3 2024 | 6.34% | 6.83% |
| Q2 2024 | 6.08% | 6.65% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $4.6M | $360,000 | $0 | 75% | $0 |
| Q4 2025 | $4.7M | $361,000 | $0 | 79% | $0 |
| Q3 2025 | $4.7M | $362,000 | $0 | 83% | $0 |
| Q2 2025 | $4.3M | $362,000 | $0 | 79% | $0 |
| Q1 2025 | $4.3M | $363,000 | $0 | 80% | $0 |
| Q4 2024 | $4.2M | $363,000 | $0 | 79% | $0 |
| Q3 2024 | $3.4M | $364,000 | $0 | 65% | $0 |
| Q2 2024 | $3.5M | $287,000 | $0 | 70% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Citizens Community BankCommunity Bank · Pilot Grove · $4.6M CRE book
- Farmers State Bank, Allen, OklahomaCommunity Bank · Allen · $4.5M CRE book
- Grand Rivers Community BankCommunity Bank · Grand Chain · $4.7M CRE book
- The First National Bank of PrimgharCommunity Bank · Primghar · $4.5M CRE book
- FMB BankCommunity Bank · Wright City · $4.7M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.