IL lenders / Community Bank
Grand Rivers Community Bank
Community Bank · Grand Chain, IL · Main Street Bancshares Inc
- Total assets
- $15.1M
- CRE loan book
- $4.7M
- QoQ CRE growth
- -1.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.85% as of Q1 2026 — TX bank median 4.87% (0.98pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.85% | 5.67% |
| Q4 2025 | 6.01% | 6.03% |
| Q3 2025 | 4.17% | 5.61% |
| Q2 2025 | 6.55% | 6.18% |
| Q1 2025 | 6.40% | 6.39% |
| Q4 2024 | 6.57% | 7.38% |
| Q3 2024 | 7.24% | 7.42% |
| Q2 2024 | 7.01% | 7.11% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $4.7M | $0 | $0 | 166% | $853,000 |
| Q4 2025 | $4.7M | $0 | $0 | 152% | $853,000 |
| Q3 2025 | $4.8M | $0 | $0 | 145% | $860,000 |
| Q2 2025 | $4.8M | $0 | $0 | 145% | $537,000 |
| Q1 2025 | $5.6M | $0 | $0 | 163% | $537,000 |
| Q4 2024 | $5.7M | $0 | $0 | 158% | $537,000 |
| Q3 2024 | $6.9M | $0 | $0 | 206% | $504,000 |
| Q2 2024 | $7.0M | $0 | $0 | 199% | $504,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- FMB BankCommunity Bank · Wright City · $4.7M CRE book
- Farmers and Merchants Bank of Mound City, KansasCommunity Bank · Mound City · $4.7M CRE book
- Welcome State BankCommunity Bank · Welcome · $4.6M CRE book
- Citizens Community BankCommunity Bank · Pilot Grove · $4.6M CRE book
- Farmers State Bank, Allen, OklahomaCommunity Bank · Allen · $4.5M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.