TX lenders / Community Bank
The First National Bank of Lipan
Community Bank · Lipan, TX
- Total assets
- $26.7M
- CRE loan book
- $432,000
- QoQ CRE growth
- 7.7%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.06% as of Q1 2026 — TX bank median 6.76% (0.69pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.06% | 6.31% |
| Q4 2025 | 6.34% | 6.38% |
| Q3 2025 | 6.45% | 6.33% |
| Q2 2025 | 5.98% | 6.41% |
| Q1 2025 | 5.39% | 6.36% |
| Q4 2024 | 5.82% | 6.19% |
| Q3 2024 | 5.85% | 6.23% |
| Q2 2024 | 5.53% | 6.06% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $432,000 | $94,000 | $0 | 7% | $0 |
| Q4 2025 | $401,000 | $56,000 | $0 | 4% | $0 |
| Q3 2025 | $352,000 | $0 | $0 | 0% | $0 |
| Q2 2025 | $360,000 | $0 | $0 | 0% | $0 |
| Q1 2025 | $368,000 | $0 | $0 | 0% | $0 |
| Q4 2024 | $376,000 | $0 | $0 | 0% | $0 |
| Q3 2024 | $384,000 | $0 | $0 | 0% | $0 |
| Q2 2024 | $401,000 | $0 | $0 | 0% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Sibley State BankCommunity Bank · Sibley · $435,000 CRE book
- Odin State BankCommunity Bank · Odin · $435,000 CRE book
- Williamsville State Bank & TrustCommunity Bank · Williamsville · $444,000 CRE book
- The Citizens National Bank of HammondCommunity Bank · Hammond · $453,000 CRE book
- Union State BankCommunity Bank · Olsburg · $490,000 CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.