TX lenders / Community Bank
The First National Bank of Aspermont
Community Bank · Aspermont, TX · Aspermont Bankshares Inc
- Total assets
- $136.4M
- CRE loan book
- $9.3M
- QoQ CRE growth
- 25.9%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.72% as of Q1 2026 — TX bank median 6.76% (0.03pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.72% | 7.02% |
| Q4 2025 | 7.00% | 7.26% |
| Q3 2025 | 6.66% | 7.06% |
| Q2 2025 | 6.35% | 6.88% |
| Q1 2025 | 6.15% | 6.76% |
| Q4 2024 | 6.09% | 6.69% |
| Q3 2024 | 6.22% | 6.89% |
| Q2 2024 | 5.70% | 6.56% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $9.3M | $975,000 | $0 | 35% | $0 |
| Q4 2025 | $7.4M | $449,000 | $0 | 19% | $0 |
| Q3 2025 | $7.9M | $1.1M | $0 | 24% | $0 |
| Q2 2025 | $7.7M | $767,000 | $0 | 11% | $0 |
| Q1 2025 | $6.5M | $437,000 | $0 | 8% | $0 |
| Q4 2024 | $6.1M | $376,000 | $0 | 8% | $0 |
| Q3 2024 | $5.7M | $241,000 | $0 | 6% | $0 |
| Q2 2024 | $5.7M | $245,000 | $0 | 6% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- First Central BankCommunity Bank · Cambridge · $9.4M CRE book
- First Security State BankCommunity Bank · Cranfills Gap · $9.4M CRE book
- American Exchange BankCommunity Bank · Elmwood · $9.4M CRE book
- Bank of Yates CityCommunity Bank · Yates City · $9.5M CRE book
- The Port Austin State BankCommunity Bank · Port Austin · $9.5M CRE book
See all alternatives to The First National Bank of Aspermont →
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.