NE lenders / Community Bank
American Exchange Bank
Community Bank · Elmwood, NE · American Exchange Co
- Total assets
- $74.7M
- CRE loan book
- $9.4M
- QoQ CRE growth
- -11.4%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.58% as of Q1 2026 — TX bank median 4.87% (1.71pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.58% | 6.43% |
| Q4 2025 | 6.77% | 6.83% |
| Q3 2025 | 6.65% | 6.81% |
| Q2 2025 | 6.51% | 6.73% |
| Q1 2025 | 6.34% | 6.34% |
| Q4 2024 | 6.31% | 6.54% |
| Q3 2024 | 6.42% | 6.74% |
| Q2 2024 | 5.86% | 6.28% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $9.4M | $202,000 | $0 | 3% | $0 |
| Q4 2025 | $10.7M | $344,000 | $0 | 5% | $0 |
| Q3 2025 | $10.5M | $208,000 | $0 | 2% | $0 |
| Q2 2025 | $10.6M | $202,000 | $0 | 2% | $0 |
| Q1 2025 | $11.7M | $290,000 | $0 | 4% | $0 |
| Q4 2024 | $11.2M | $200,000 | $0 | 3% | $0 |
| Q3 2024 | $12.3M | $29,000 | $0 | 0% | $37,000 |
| Q2 2024 | $10.6M | $30,000 | $0 | 0% | $37,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- First Security State BankCommunity Bank · Cranfills Gap · $9.4M CRE book
- First Central BankCommunity Bank · Cambridge · $9.4M CRE book
- Bank of Yates CityCommunity Bank · Yates City · $9.5M CRE book
- Countryside BankCommunity Bank · Unadilla · $9.5M CRE book
- Adams County BankCommunity Bank · Kenesaw · $9.6M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.