TX lenders / Community Bank
First Security State Bank
Community Bank · Cranfills Gap, TX · Bosque Bancshares Inc
- Total assets
- $179.9M
- CRE loan book
- $9.4M
- QoQ CRE growth
- -4.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.37% as of Q1 2026 — TX bank median 6.76% (0.39pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.37% | 6.52% |
| Q4 2025 | 6.38% | 6.53% |
| Q3 2025 | 6.25% | 6.45% |
| Q2 2025 | 6.09% | 6.27% |
| Q1 2025 | 5.98% | 6.14% |
| Q4 2024 | 5.99% | 6.17% |
| Q3 2024 | 6.01% | 6.16% |
| Q2 2024 | 5.62% | 5.88% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $9.4M | $896,000 | $130,000 | 56% | $0 |
| Q4 2025 | $9.8M | $1.3M | $132,000 | 59% | $0 |
| Q3 2025 | $9.5M | $1.1M | $134,000 | 57% | $0 |
| Q2 2025 | $9.7M | $674,000 | $136,000 | 58% | $0 |
| Q1 2025 | $9.9M | $1.1M | $139,000 | 60% | $0 |
| Q4 2024 | $9.1M | $538,000 | $141,000 | 54% | $0 |
| Q3 2024 | $8.9M | $162,000 | $143,000 | 53% | $0 |
| Q2 2024 | $9.6M | $1.1M | $145,000 | 59% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- American Exchange BankCommunity Bank · Elmwood · $9.4M CRE book
- First Central BankCommunity Bank · Cambridge · $9.4M CRE book
- Bank of Yates CityCommunity Bank · Yates City · $9.5M CRE book
- The Port Austin State BankCommunity Bank · Port Austin · $9.5M CRE book
- Countryside BankCommunity Bank · Unadilla · $9.5M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.