TX lenders / Community Bank
The Brady National Bank
Community Bank · Brady, TX · Texas Country Bancshares Inc
- Total assets
- $161.5M
- CRE loan book
- $20.2M
- QoQ CRE growth
- 12.1%
- Q1 2026
Recorded CRE activity — harris County
1 commercial deed of trust recorded recently, verified from county records.
- Oct 7, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.20% as of Q1 2026 — TX bank median 4.87% (1.33pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.20% | 6.67% |
| Q4 2025 | 6.10% | 6.76% |
| Q3 2025 | 6.36% | 6.85% |
| Q2 2025 | 6.17% | 6.72% |
| Q1 2025 | 5.96% | 6.58% |
| Q4 2024 | 6.08% | 6.68% |
| Q3 2024 | 6.09% | 6.79% |
| Q2 2024 | 5.65% | 6.27% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $20.2M | $4.1M | $65,000 | 113% | $0 |
| Q4 2025 | $18.0M | $2.0M | $70,000 | 103% | $0 |
| Q3 2025 | $19.7M | $2.9M | $74,000 | 115% | $0 |
| Q2 2025 | $22.1M | $2.7M | $78,000 | 117% | $0 |
| Q1 2025 | $24.4M | $3.1M | $80,000 | 119% | $0 |
| Q4 2024 | $24.1M | $2.8M | $85,000 | 118% | $0 |
| Q3 2024 | $23.5M | $2.1M | $88,000 | 116% | $0 |
| Q2 2024 | $20.6M | $1.3M | $91,000 | 82% | $0 |
The Brady National Bank: frequently asked questions
- How large is The Brady National Bank's commercial real estate loan book?
- As of Q1 2026, The Brady National Bank reported $20.2M in commercial real estate loans out of $161.5M in total assets, per its FFIEC Call Report.
- Is The Brady National Bank above the 300% CRE concentration guideline?
- The Brady National Bank's CRE loans stood at 113% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is The Brady National Bank growing or shrinking its CRE lending?
- The Brady National Bank's CRE loan book grew 12.1% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is The Brady National Bank in recorded CRE lending?
- 1 commercial deed of trust naming The Brady National Bank as lender has been recorded recently in harris County, verified from county records; the most recent was recorded Oct 7, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
Markets where The Brady National Bank lends
The Brady National Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Oct 7, 2026 · Sources: FFIEC CDR, county records, first-party conversations.