RefiLoop Lender Data

MO lenders / Community Bank

Community Bank and Trust

Community Bank · Neosho, MO · Community Bancshares Employee Stk Ownership Plan

Total assets
$441.9M
CRE loan book
$20.4M
CRE concentration
44%
below the 300% supervisory guideline
QoQ CRE growth
-6.6%
Q1 2026

Recorded CRE activity — mclennan County

6 commercial deeds of trust recorded recently, verified from county records.

  • Jul 14, 2026 · unknownundisclosed
  • Jul 13, 2026 · landundisclosed
  • Jul 13, 2026 · unknownundisclosed
  • Jul 13, 2026 · landundisclosed
  • Jul 9, 2026 · unknownundisclosed
  • Jul 7, 2026 · unknownundisclosed

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 5.57% as of Q1 2026 — TX bank median 4.87% (0.71pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20265.57%5.16%
Q4 20255.55%5.23%
Q3 20255.57%5.29%
Q2 20255.42%5.12%
Q1 20255.20%4.89%
Q4 20245.24%4.96%
Q3 20245.23%4.96%
Q2 20244.96%4.75%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$20.4M$2.9M$044%$0
Q4 2025$21.9M$3.8M$049%$0
Q3 2025$21.4M$4.4M$047%$0
Q2 2025$21.3M$3.3M$047%$0
Q1 2025$22.0M$3.4M$047%$1,000
Q4 2024$22.3M$2.9M$46,00049%$9,000
Q3 2024$23.1M$2.6M$55,00048%$17,000
Q2 2024$24.2M$3.4M$63,00053%$25,000

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Last updated Jul 14, 2026 · Sources: FFIEC CDR, county records, first-party conversations.