RefiLoop Lender Data

IA lenders / Community Bank

Savings Bank

Community Bank · Primghar, IA · Capital Bancshares Inc

Total assets
$298.3M
CRE loan book
$20.6M
CRE concentration
30%
below the 300% supervisory guideline
QoQ CRE growth
-4.9%
Q1 2026

Recorded CRE activity — oh-madison County

5 commercial deeds of trust recorded recently, verified from county records.

  • Aug 13, 2026 · unknownundisclosed
  • Aug 7, 2026 · unknownundisclosed
  • Aug 3, 2026 · unknownundisclosed
  • Jul 24, 2026 · unknownundisclosed
  • Jul 10, 2026 · unknownundisclosed

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 6.12% as of Q1 2026 — TX bank median 4.87% (1.26pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20266.12%6.62%
Q4 20256.18%6.85%
Q3 20256.18%6.93%
Q2 20256.16%6.92%
Q1 20256.01%6.64%
Q4 20245.88%6.82%
Q3 20245.92%7.08%
Q2 20245.74%6.94%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

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CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$20.6M$7,000$030%$0
Q4 2025$21.7M$770,000$031%$0
Q3 2025$22.4M$836,000$033%$0
Q2 2025$21.9M$480,000$030%$0
Q1 2025$23.5M$831,000$032%$0
Q4 2024$23.0M$810,000$035%$0
Q3 2024$24.5M$2.4M$042%$903,000
Q2 2024$23.7M$2.8M$043%$0

Signals

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Last updated Aug 13, 2026 · Sources: FFIEC CDR, county records, first-party conversations.