TX lenders / Community Bank
Texas Gulf Bank, National Association
Community Bank · Houston, TX · Texas Gulf Bancshares Inc
- Total assets
- $722.2M
- CRE loan book
- $279.4M
- QoQ CRE growth
- -6.3%
- Q1 2026
Recorded CRE activity — harris County
7 commercial deeds of trust recorded recently, verified from county records.
- Jul 2, 2026 · unknownundisclosed
- Jul 1, 2026 · unknownundisclosed
- Jun 30, 2026 · unknownundisclosed
- Jun 30, 2026 · unknownundisclosed
- Jun 29, 2026 · unknownundisclosed
- Jun 26, 2026 · unknownundisclosed
- Jun 26, 2026 · landundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.55% as of Q1 2026 — TX bank median 6.76% (0.20pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.55% | 6.59% |
| Q4 2025 | 6.55% | 6.58% |
| Q3 2025 | 6.40% | 6.54% |
| Q2 2025 | 6.32% | 6.49% |
| Q1 2025 | 6.15% | 6.22% |
| Q4 2024 | 6.18% | 6.32% |
| Q3 2024 | 6.35% | 6.52% |
| Q2 2024 | 6.25% | 6.32% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $279.4M | $81.4M | $4.3M | 191% | $528,000 |
| Q4 2025 | $298.3M | $83.6M | $4.3M | 215% | $528,000 |
| Q3 2025 | $298.6M | $79.5M | $4.3M | 215% | $528,000 |
| Q2 2025 | $288.0M | $73.6M | $4.9M | 198% | $0 |
| Q1 2025 | $285.4M | $77.1M | $4.9M | 194% | $0 |
| Q4 2024 | $278.0M | $84.1M | $5.0M | 189% | $313,000 |
| Q3 2024 | $264.7M | $75.9M | $5.0M | 182% | $0 |
| Q2 2024 | $261.7M | $72.7M | $5.0M | 185% | $2.1M |
Texas Gulf Bank, National Association: frequently asked questions
- How large is Texas Gulf Bank, National Association's commercial real estate loan book?
- As of Q1 2026, Texas Gulf Bank, National Association reported $279.4M in commercial real estate loans out of $722.2M in total assets, per its FFIEC Call Report.
- Is Texas Gulf Bank, National Association above the 300% CRE concentration guideline?
- Texas Gulf Bank, National Association's CRE loans stood at 191% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Texas Gulf Bank, National Association growing or shrinking its CRE lending?
- Texas Gulf Bank, National Association's CRE loan book shrank 6.3% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Texas Gulf Bank, National Association in recorded CRE lending?
- 7 commercial deeds of trust naming Texas Gulf Bank, National Association as lender have been recorded recently in harris County, verified from county records; the most recent was recorded Jul 2, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Lindell Bank & Trust CompanyCommunity Bank · St. Louis · $280.9M CRE book
- Midwest BankCommunity Bank · Pierce · $277.7M CRE book
- Mid-Missouri BankCommunity Bank · Springfield · $281.0M CRE book
- Security Financial BankCommunity Bank · Durand · $281.6M CRE book
- State Bank of ChiltonCommunity Bank · Chilton · $282.3M CRE book
See all alternatives to Texas Gulf Bank, National Association →
Markets where Texas Gulf Bank, National Association lends
Texas Gulf Bank, National Association has commercial deeds of trust recorded in these metros. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
San Antonio
San Antonio (Bexar County)
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.