MA lenders / Community Bank
Monson Savings Bank
Community Bank · Monson, MA · Monson Financial Services Mhc
- Total assets
- $814.0M
- CRE loan book
- $278.5M
- QoQ CRE growth
- 0.9%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.30% as of Q1 2026 — TX bank median 4.87% (0.43pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.30% | 5.33% |
| Q4 2025 | 5.30% | 5.34% |
| Q3 2025 | 5.27% | 5.32% |
| Q2 2025 | 5.09% | 5.14% |
| Q1 2025 | 4.92% | 4.98% |
| Q4 2024 | 5.02% | 5.14% |
| Q3 2024 | 5.05% | 5.08% |
| Q2 2024 | 4.90% | 5.01% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $278.5M | $49.4M | $82.6M | 283% | $0 |
| Q4 2025 | $276.0M | $41.1M | $85.1M | 281% | $0 |
| Q3 2025 | $261.5M | $33.9M | $84.5M | 271% | $0 |
| Q2 2025 | $255.0M | $26.3M | $84.4M | 268% | $0 |
| Q1 2025 | $247.9M | $30.3M | $83.9M | 264% | $0 |
| Q4 2024 | $240.4M | $31.4M | $77.4M | 260% | $0 |
| Q3 2024 | $236.9M | $31.0M | $76.5M | 262% | $0 |
| Q2 2024 | $242.6M | $37.3M | $74.2M | 274% | $0 |
Signals
Recent news
- Monson Savings Bank Names Keaton Warren East Longmeadow Branch Manager - businesswest.com — Coverage of Monson Savings Bank related to branch operations reported by businesswest.com.Aug 18, 2026
- Monson Savings Bank names Natalie Santana residential loan servicing manager - AOL.com — Coverage of Monson Savings Bank related to lending reported by aol.com.Aug 11, 2026
- Monson Savings Bank Names Natalie Santana Residential Loan Servicing Manager - BusinessWest — Coverage of Monson Savings Bank related to lending reported by businesswest.com.Aug 7, 2026
- Monson Savings Bank appoints Wendy Wakefield as Vice President, Director of Residential Lending - WWLP — Coverage of Monson Savings Bank related to personnel moves and lending reported by wwlp.com.Jun 2, 2026
Similar lenders
Other community banks we track with a comparable CRE book size.
- Midwest BankCommunity Bank · Pierce · $277.7M CRE book
- Lindell Bank & Trust CompanyCommunity Bank · St. Louis · $280.9M CRE book
- Security Financial BankCommunity Bank · Durand · $281.6M CRE book
- State Bank of ChiltonCommunity Bank · Chilton · $282.3M CRE book
- Peach State Bank & TrustCommunity Bank · Gainesville · $274.5M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.