TX lenders / Community Bank
Texas First Bank
Community Bank · Texas City, TX · Texas Ind Bancshares Inc
- Total assets
- $2.4B
- CRE loan book
- $932.0M
- QoQ CRE growth
- 7.0%
- Q1 2026
Recorded CRE activity — harris County
1 commercial deed of trust recorded recently, verified from county records.
- Jun 30, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.04% as of Q1 2026 — TX bank median 6.76% (0.29pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.04% | 6.95% |
| Q4 2025 | 7.31% | 7.29% |
| Q3 2025 | 7.25% | 7.26% |
| Q2 2025 | 7.07% | 7.09% |
| Q1 2025 | 6.82% | 6.90% |
| Q4 2024 | 6.92% | 7.08% |
| Q3 2024 | 7.08% | 7.21% |
| Q2 2024 | 6.61% | 6.84% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $932.0M | $325.3M | $14.3M | 237% | $998,000 |
| Q4 2025 | $871.2M | $276.0M | $14.0M | 203% | $399,000 |
| Q3 2025 | $857.2M | $240.9M | $13.7M | 203% | $400,000 |
| Q2 2025 | $799.7M | $237.3M | $13.9M | 186% | $154,000 |
| Q1 2025 | $783.6M | $220.5M | $14.1M | 186% | $406,000 |
| Q4 2024 | $790.0M | $229.8M | $14.2M | 191% | $0 |
| Q3 2024 | $784.4M | $243.1M | $14.3M | 201% | $0 |
| Q2 2024 | $782.2M | $238.7M | $14.5M | 207% | $2.5M |
Texas First Bank: frequently asked questions
- How large is Texas First Bank's commercial real estate loan book?
- As of Q1 2026, Texas First Bank reported $932.0M in commercial real estate loans out of $2.4B in total assets, per its FFIEC Call Report.
- Is Texas First Bank above the 300% CRE concentration guideline?
- Texas First Bank's CRE loans stood at 237% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Texas First Bank growing or shrinking its CRE lending?
- Texas First Bank's CRE loan book grew 7.0% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Texas First Bank in recorded CRE lending?
- 1 commercial deed of trust naming Texas First Bank as lender has been recorded recently in harris County, verified from county records; the most recent was recorded Jun 30, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- D. L. Evans BankCommunity Bank · Burley · $933.7M CRE book
- Kish BankCommunity Bank · Belleville · $928.7M CRE book
- National Exchange Bank and TrustCommunity Bank · Fond Du Lac · $925.5M CRE book
- Vallant BankCommunity Bank · Elberton · $920.9M CRE book
- North Dallas Bank & Trust Co.Community Bank · Dallas · $912.6M CRE book
Markets where Texas First Bank lends
Texas First Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.