TX lenders / Community Bank
Spring Hill State Bank
Community Bank · Longview, TX · Spring Hill Holdings Corp
- Total assets
- $238.4M
- CRE loan book
- $61.4M
- QoQ CRE growth
- 1.7%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.86% as of Q1 2026 — TX bank median 6.76% (0.10pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.86% | 7.13% |
| Q4 2025 | 6.90% | 7.18% |
| Q3 2025 | 6.90% | 7.17% |
| Q2 2025 | 6.61% | 6.91% |
| Q1 2025 | 6.47% | 6.85% |
| Q4 2024 | 6.40% | 6.68% |
| Q3 2024 | 6.21% | 6.58% |
| Q2 2024 | 5.79% | 6.23% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $61.4M | $14.5M | $2.6M | 121% | $154,000 |
| Q4 2025 | $60.4M | $13.9M | $2.4M | 121% | $156,000 |
| Q3 2025 | $60.7M | $15.3M | $2.4M | 127% | $0 |
| Q2 2025 | $61.4M | $15.5M | $2.5M | 131% | $0 |
| Q1 2025 | $55.1M | $13.2M | $2.6M | 120% | $0 |
| Q4 2024 | $54.7M | $13.3M | $2.7M | 122% | $0 |
| Q3 2024 | $54.1M | $11.6M | $2.7M | 122% | $0 |
| Q2 2024 | $54.2M | $11.8M | $2.7M | 126% | $12,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- First State Bank of ForrestCommunity Bank · Forrest · $61.4M CRE book
- The Napoleon State BankCommunity Bank · Napoleon · $61.6M CRE book
- FreedomBankCommunity Bank · Elkader · $61.1M CRE book
- Farmers State BankCommunity Bank · Cameron · $61.0M CRE book
- Sanger BankCommunity Bank · Sanger · $61.9M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.