RefiLoop Lender Data

IA lenders / Community Bank

FreedomBank

Community Bank · Elkader, IA · Freedombank Shares Employee Stk Ownership Plan

Total assets
$439.8M
CRE loan book
$61.1M
CRE concentration
72%
below the 300% supervisory guideline
QoQ CRE growth
-7.2%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$61.1M$10.3M$252,00072%$1.5M
Q4 2025$65.8M$10.3M$256,00082%$1.5M
Q3 2025$64.6M$10.5M$259,00080%$1.5M
Q2 2025$58.2M$10.3M$262,00076%$1.5M
Q1 2025$53.5M$9.7M$336,00076%$0
Q4 2024$47.7M$9.1M$342,00066%$78,000
Q3 2024$48.0M$10.2M$349,00067%$78,000
Q2 2024$47.9M$10.3M$355,00066%$78,000

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.