IN lenders / Community Bank
The Napoleon State Bank
Community Bank · Napoleon, IN · Napoleon Bcorp
- Total assets
- $507.0M
- CRE loan book
- $61.6M
- QoQ CRE growth
- 2.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.63% as of Q1 2026 — TX bank median 4.87% (1.76pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.63% | 6.90% |
| Q4 2025 | 6.87% | 7.19% |
| Q3 2025 | 6.86% | 7.20% |
| Q2 2025 | 6.74% | 7.10% |
| Q1 2025 | 6.57% | 6.97% |
| Q4 2024 | 6.66% | 7.12% |
| Q3 2024 | 6.51% | 6.99% |
| Q2 2024 | 6.37% | 6.81% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $61.6M | $22.7M | $413,000 | 39% | $0 |
| Q4 2025 | $60.4M | $23.5M | $15,000 | 41% | $0 |
| Q3 2025 | $61.9M | $24.3M | $15,000 | 43% | $0 |
| Q2 2025 | $56.5M | $20.7M | $15,000 | 38% | $0 |
| Q1 2025 | $53.5M | $18.0M | $16,000 | 34% | $0 |
| Q4 2024 | $56.2M | $21.0M | $16,000 | 41% | $0 |
| Q3 2024 | $53.5M | $19.3M | $17,000 | 38% | $0 |
| Q2 2024 | $53.3M | $18.7M | $17,000 | 38% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.