NE lenders / Community Bank
Union Bank and Trust Company
Community Bank · Lincoln, NE · Farmers&Merchants Inv Inc
- Total assets
- $9.2B
- CRE loan book
- $3.5B
- QoQ CRE growth
- 1.6%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.88% as of Q1 2026 — TX bank median 4.87% (1.02pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.88% | 6.02% |
| Q4 2025 | 6.00% | 6.17% |
| Q3 2025 | 6.13% | 6.29% |
| Q2 2025 | 6.01% | 6.17% |
| Q1 2025 | 5.90% | 6.03% |
| Q4 2024 | 5.92% | 6.11% |
| Q3 2024 | 6.05% | 6.27% |
| Q2 2024 | 5.88% | 6.06% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $3.5B | $674.3M | $379.5M | 247% | $12.9M |
| Q4 2025 | $3.4B | $709.6M | $359.3M | 244% | $24.5M |
| Q3 2025 | $3.4B | $701.2M | $364.1M | 255% | $18.6M |
| Q2 2025 | $3.4B | $708.3M | $381.6M | 260% | $17.0M |
| Q1 2025 | $3.4B | $632.7M | $429.4M | 266% | $13.5M |
| Q4 2024 | $3.3B | $614.5M | $456.4M | 258% | $20.9M |
| Q3 2024 | $3.2B | $626.3M | $411.2M | 260% | $42,000 |
| Q2 2024 | $3.2B | $643.1M | $399.3M | 253% | $44,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Pinnacle BankCommunity Bank · Lincoln · $3.5B CRE book
- Peapack Private Bank & TrustCommunity Bank · Bedminster · $3.4B CRE book
- Burke & Herbert Bank & Trust CompanyCommunity Bank · Alexandria · $3.7B CRE book
- S&T BankCommunity Bank · Indiana · $3.9B CRE book
- CNB BankCommunity Bank · Clearfield · $3.1B CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.