PA lenders / Community Bank
Univest Bank and Trust Co.
Community Bank · Souderton, PA · Univest Financial Corp
- Total assets
- $8.1B
- CRE loan book
- $3.2B
- QoQ CRE growth
- 0.9%
- Q1 2026
Recorded CRE activity — pa-berks County
9 commercial deeds of trust recorded recently, verified from county records.
- Oct 1, 2026 · unknownundisclosed
- Sep 10, 2026 · unknownundisclosed
- Sep 3, 2026 · unknownundisclosed
- Sep 3, 2026 · unknownundisclosed
- Sep 1, 2026 · unknownundisclosed
- Aug 10, 2026 · unknownundisclosed
- Aug 10, 2026 · unknownundisclosed
- Aug 3, 2026 · unknownundisclosed
- Aug 3, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.55% as of Q1 2026 — TX bank median 4.87% (0.68pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.55% | 5.69% |
| Q4 2025 | 5.67% | 5.84% |
| Q3 2025 | 5.69% | 5.91% |
| Q2 2025 | 5.59% | 5.84% |
| Q1 2025 | 5.45% | 5.69% |
| Q4 2024 | 5.54% | 5.77% |
| Q3 2024 | 5.58% | 5.85% |
| Q2 2024 | 5.43% | 5.67% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $3.2B | $298.9M | $379.3M | 266% | $7.3M |
| Q4 2025 | $3.2B | $306.3M | $356.6M | 267% | $3.1M |
| Q3 2025 | $3.1B | $305.5M | $335.4M | 253% | $15.9M |
| Q2 2025 | $3.0B | $299.7M | $338.3M | 254% | $15.7M |
| Q1 2025 | $3.1B | $280.8M | $346.7M | 262% | $3.5M |
| Q4 2024 | $3.0B | $274.2M | $328.0M | 260% | $2.7M |
| Q3 2024 | $3.0B | $285.6M | $317.8M | 252% | $6.5M |
| Q2 2024 | $3.0B | $313.2M | $310.7M | 255% | $7.7M |
Signals
Similar lenders
Other community banks we track with a comparable CRE book size.
- CNB BankCommunity Bank · Clearfield · $3.1B CRE book
- Peapack Private Bank & TrustCommunity Bank · Bedminster · $3.4B CRE book
- Hingham Institution for SavingsCommunity Bank · Hingham · $3.0B CRE book
- Pinnacle BankCommunity Bank · Lincoln · $3.5B CRE book
- Union Bank and Trust CompanyCommunity Bank · Lincoln · $3.5B CRE book
Last updated Oct 1, 2026 · Sources: FFIEC CDR, county records, first-party conversations.