TX lenders / Community Bank
Security State Bank & Trust
Community Bank · Fredericksburg, TX · Security Holding Co
- Total assets
- $2.0B
- CRE loan book
- $826.9M
- QoQ CRE growth
- 1.2%
- Q1 2026
Recorded CRE activity — johnson County
6 commercial deeds of trust recorded recently, verified from county records.
- Jul 13, 2026 · landundisclosed
- Jul 2, 2026 · unknownundisclosed
- Jun 30, 2026 · landundisclosed
- Jun 12, 2026 · unknownundisclosed
- Jun 11, 2026 · unknownundisclosed
- Jun 11, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.11% as of Q1 2026 — TX bank median 4.87% (2.24pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.11% | 7.23% |
| Q4 2025 | 7.30% | 7.45% |
| Q3 2025 | 7.33% | 7.50% |
| Q2 2025 | 7.45% | 7.65% |
| Q1 2025 | 7.47% | 7.56% |
| Q4 2024 | 7.64% | 7.80% |
| Q3 2024 | 7.62% | 7.83% |
| Q2 2024 | 7.46% | 7.70% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $826.9M | $384.1M | $49.1M | 257% | $29.2M |
| Q4 2025 | $817.3M | $360.8M | $50.4M | 259% | $28.4M |
| Q3 2025 | $790.2M | $357.5M | $43.1M | 271% | $28.3M |
| Q2 2025 | $772.8M | $348.0M | $43.3M | 271% | $14.3M |
| Q1 2025 | $773.6M | $336.7M | $55.8M | 323% | $14.7M |
| Q4 2024 | $759.7M | $332.3M | $53.9M | 323% | $2.6M |
| Q3 2024 | $801.7M | $365.8M | $54.2M | 330% | $1.7M |
| Q2 2024 | $794.9M | $362.6M | $55.6M | 338% | $1.5M |
Signals
Security State Bank & Trust: frequently asked questions
- How large is Security State Bank & Trust's commercial real estate loan book?
- As of Q1 2026, Security State Bank & Trust reported $826.9M in commercial real estate loans out of $2.0B in total assets, per its FFIEC Call Report.
- Is Security State Bank & Trust above the 300% CRE concentration guideline?
- Security State Bank & Trust's CRE loans stood at 257% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Security State Bank & Trust growing or shrinking its CRE lending?
- Security State Bank & Trust's CRE loan book grew 1.2% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Security State Bank & Trust in recorded CRE lending?
- 6 commercial deeds of trust naming Security State Bank & Trust as lender have been recorded recently in johnson County, verified from county records; the most recent was recorded Jul 13, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Bank IowaCommunity Bank · West Des Moines · $835.8M CRE book
- Citizens BankCommunity Bank · Elizabethton · $817.8M CRE book
- First National BankCommunity Bank · Fort Pierre · $839.3M CRE book
- The Fidelity Deposit and Discount BankCommunity Bank · Dunmore · $865.2M CRE book
- American Riviera BankCommunity Bank · Santa Barbara · $786.1M CRE book
Markets where Security State Bank & Trust lends
Security State Bank & Trust has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Jul 13, 2026 · Sources: FFIEC CDR, county records, first-party conversations.