SD lenders / Community Bank
First National Bank
Community Bank · Fort Pierre, SD · Capitol Bcorp Inc
- Total assets
- $2.0B
- CRE loan book
- $839.3M
- QoQ CRE growth
- 1.2%
- Q1 2026
Recorded CRE activity — co-boulder County
11 commercial deeds of trust recorded recently, verified from county records.
- Aug 13, 2026 · unknownundisclosed
- Aug 13, 2026 · landundisclosed
- Aug 10, 2026 · landundisclosed
- Aug 7, 2026 · unknownundisclosed
- Jul 30, 2026 · landundisclosed
- Jul 27, 2026 · landundisclosed
- Jul 17, 2026 · landundisclosed
- Jul 17, 2026 · unknownundisclosed
- Jul 16, 2026 · unknownundisclosed
- Jul 9, 2026 · landundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.94% as of Q1 2026 — TX bank median 4.87% (1.08pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.94% | 9.97% |
| Q4 2025 | 6.30% | 10.40% |
| Q3 2025 | 6.03% | 10.45% |
| Q2 2025 | 5.79% | 10.30% |
| Q1 2025 | 5.57% | 10.35% |
| Q4 2024 | 5.56% | 10.55% |
| Q3 2024 | 5.71% | 10.98% |
| Q2 2024 | 5.67% | 10.82% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $839.3M | $129.8M | $144.6M | 147% | $61,000 |
| Q4 2025 | $829.0M | $150.9M | $126.7M | 150% | $62,000 |
| Q3 2025 | $807.6M | $137.7M | $122.8M | 144% | $62,000 |
| Q2 2025 | $751.2M | $148.3M | $110.0M | 136% | $732,000 |
| Q1 2025 | $748.3M | $145.5M | $112.0M | 139% | $64,000 |
| Q4 2024 | $730.5M | $153.2M | $105.6M | 140% | $109,000 |
| Q3 2024 | $719.2M | $146.2M | $106.6M | 140% | $111,000 |
| Q2 2024 | $709.8M | $153.1M | $87.7M | 140% | $439,000 |
Signals
Recent news
- First National Bank hires Bynum as Raleigh-Durham business banking leader - The Wake Weekly — Coverage of First National Bank related to commercial real estate and lending reported by wakeweekly.com.Jun 17, 2026
- First National Bank Alaska: A Fortress In The Last Frontier, But Priced For Perfection - Seeking Alpha — Coverage of First National Bank related to commercial real estate and lending reported by seekingalpha.com.Jun 11, 2026
- Inside the newly sold First National Bank Building in downtown St. Paul (gallery) - The Business Journals — Coverage of First National Bank related to commercial real estate and lending reported by bizjournals.com.May 20, 2026
- St. Paul's First National Bank Building sells at steep discount to Downtown Revival Trust - The Business Journals — Coverage of First National Bank related to commercial real estate and lending reported by bizjournals.com.May 15, 2026
- Florida investor with grand plans buys St. Paul’s historic First National Bank Building for a steep discount - Star Tribune — Coverage of First National Bank related to commercial real estate and lending reported by startribune.com.May 15, 2026
Similar lenders
Other community banks we track with a comparable CRE book size.
- Bank IowaCommunity Bank · West Des Moines · $835.8M CRE book
- Citizens BankCommunity Bank · Elizabethton · $817.8M CRE book
- The Fidelity Deposit and Discount BankCommunity Bank · Dunmore · $865.2M CRE book
- National Bank of CommerceCommunity Bank · Superior · $877.0M CRE book
- Wallis BankCommunity Bank · Wallis · $889.5M CRE book
Last updated Aug 13, 2026 · Sources: FFIEC CDR, county records, first-party conversations.