ND lenders / Community Bank
First Western Bank & Trust
Community Bank · Minot, ND · Westbrand Inc
- Total assets
- $2.3B
- CRE loan book
- $825.0M
- QoQ CRE growth
- 3.6%
- Q1 2026
Recorded CRE activity — co-boulder County
1 commercial deed of trust recorded recently, verified from county records.
- Sep 2, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.80% as of Q1 2026 — TX bank median 4.87% (0.93pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.80% | 6.45% |
| Q4 2025 | 5.87% | 6.61% |
| Q3 2025 | 5.94% | 6.76% |
| Q2 2025 | 5.61% | 6.45% |
| Q1 2025 | 5.42% | 6.23% |
| Q4 2024 | 5.42% | 6.29% |
| Q3 2024 | 5.47% | 6.45% |
| Q2 2024 | 5.38% | 6.05% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $825.0M | $144.7M | $139.4M | 229% | $23.6M |
| Q4 2025 | $796.0M | $137.1M | $132.9M | 226% | $12.6M |
| Q3 2025 | $781.0M | $124.3M | $131.1M | 223% | $15.7M |
| Q2 2025 | $785.5M | $141.3M | $118.3M | 226% | $25.6M |
| Q1 2025 | $773.1M | $130.4M | $119.7M | 229% | $23.7M |
| Q4 2024 | $768.5M | $159.1M | $106.9M | 232% | $28.3M |
| Q3 2024 | $787.0M | $197.0M | $77.0M | 243% | $19.9M |
| Q2 2024 | $796.7M | $201.1M | $73.8M | 250% | $16.5M |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Citizens BankCommunity Bank · Elizabethton · $817.8M CRE book
- Bank IowaCommunity Bank · West Des Moines · $835.8M CRE book
- First National BankCommunity Bank · Fort Pierre · $839.3M CRE book
- The Fidelity Deposit and Discount BankCommunity Bank · Dunmore · $865.2M CRE book
- American Riviera BankCommunity Bank · Santa Barbara · $786.1M CRE book
Last updated Sep 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.