TX lenders / Community Bank
Sage Capital Bank,
Community Bank · Gonzales, TX · Anb Bancshares Inc
- Total assets
- $771.7M
- CRE loan book
- $321.9M
- QoQ CRE growth
- 3.3%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.01% as of Q1 2026 — TX bank median 6.76% (0.26pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.01% | 6.99% |
| Q4 2025 | 7.03% | 7.01% |
| Q3 2025 | 6.98% | 7.00% |
| Q2 2025 | 7.08% | 7.10% |
| Q1 2025 | 6.56% | 6.60% |
| Q4 2024 | 6.80% | 6.84% |
| Q3 2024 | 6.58% | 6.64% |
| Q2 2024 | 6.55% | 6.61% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $321.9M | $65.1M | $31.3M | 336% | $0 |
| Q4 2025 | $311.6M | $73.8M | $31.7M | 329% | $0 |
| Q3 2025 | $288.7M | $68.8M | $26.7M | 311% | $0 |
| Q2 2025 | $283.0M | $77.1M | $20.9M | 306% | $0 |
| Q1 2025 | $257.5M | $73.6M | $11.4M | 282% | $0 |
| Q4 2024 | $257.3M | $69.2M | $11.6M | 275% | $0 |
| Q3 2024 | $248.0M | $65.3M | $11.7M | 277% | $0 |
| Q2 2024 | $226.4M | $58.3M | $11.9M | 250% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Dominion BankCommunity Bank · Dallas · $322.6M CRE book
- Dayspring BankCommunity Bank · Gothenburg · $323.6M CRE book
- Alliance BankCommunity Bank · Lake City · $316.4M CRE book
- Fm Bank And TrustCommunity Bank · Blytheville · $315.5M CRE book
- Jonestown Bank and Trust Company, of Jonestown, PennsylvaniaCommunity Bank · Jonestown · $315.2M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.