RefiLoop Lender Data

MN lenders / Community Bank

Alliance Bank

Community Bank · Lake City, MN · Alliance Finl Services Inc

Total assets
$767.5M
CRE loan book
$316.4M
CRE concentration
311%
above the 300% supervisory guideline
QoQ CRE growth
5.1%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 5.78% as of Q1 2026 — TX bank median 4.87% (0.91pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20265.78%5.99%
Q4 20255.77%6.07%
Q3 20255.65%5.99%
Q2 20255.50%5.85%
Q1 20255.39%5.75%
Q4 20245.48%5.85%
Q3 20245.30%5.87%
Q2 20245.13%5.74%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$316.4M$14.7M$46.2M311%$0
Q4 2025$301.1M$14.1M$48.7M296%$0
Q3 2025$293.0M$14.7M$43.9M293%$0
Q2 2025$292.3M$11.2M$47.2M312%$0
Q1 2025$293.5M$10.4M$44.4M324%$0
Q4 2024$295.7M$7.9M$44.6M309%$1.4M
Q3 2024$301.1M$10.8M$45.3M320%$1.5M
Q2 2024$291.1M$10.0M$46.0M312%$1.5M

Signals

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.