TX lenders / Community Bank
Pointbank
Community Bank · Pilot Point, TX · Pilot Point Bcorp Inc Esop
- Total assets
- $1.1B
- CRE loan book
- $318.1M
- QoQ CRE growth
- 2.0%
- Q1 2026
Recorded CRE activity — denton County
1 commercial deed of trust recorded recently, verified from county records.
- Jul 8, 2026 · landundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.45% as of Q1 2026 — TX bank median 4.87% (1.58pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.45% | 6.79% |
| Q4 2025 | 6.57% | 7.28% |
| Q3 2025 | 6.59% | 7.05% |
| Q2 2025 | 6.41% | 7.06% |
| Q1 2025 | 6.39% | 7.00% |
| Q4 2024 | 6.38% | 7.06% |
| Q3 2024 | 6.87% | 7.53% |
| Q2 2024 | 6.04% | 6.80% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $318.1M | $98.9M | $3.3M | 148% | $103,000 |
| Q4 2025 | $311.8M | $103.9M | $3.4M | 145% | $110,000 |
| Q3 2025 | $305.7M | $91.7M | $3.4M | 217% | $122,000 |
| Q2 2025 | $301.8M | $80.9M | $3.5M | 216% | $137,000 |
| Q1 2025 | $296.4M | $77.5M | $3.6M | 214% | $147,000 |
| Q4 2024 | $289.6M | $80.2M | $3.6M | 227% | $157,000 |
| Q3 2024 | $288.7M | $77.8M | $3.7M | 139% | $164,000 |
| Q2 2024 | $293.4M | $81.9M | $3.7M | 149% | $8.6M |
Pointbank: frequently asked questions
- How large is Pointbank's commercial real estate loan book?
- As of Q1 2026, Pointbank reported $318.1M in commercial real estate loans out of $1.1B in total assets, per its FFIEC Call Report.
- Is Pointbank above the 300% CRE concentration guideline?
- Pointbank's CRE loans stood at 148% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Pointbank growing or shrinking its CRE lending?
- Pointbank's CRE loan book grew 2.0% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Pointbank in recorded CRE lending?
- 1 commercial deed of trust naming Pointbank as lender has been recorded recently in denton County, verified from county records; the most recent was recorded Jul 8, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Alliance BankCommunity Bank · Lake City · $316.4M CRE book
- Artisans' BankCommunity Bank · Wilmington · $320.0M CRE book
- Fm Bank And TrustCommunity Bank · Blytheville · $315.5M CRE book
- Jonestown Bank and Trust Company, of Jonestown, PennsylvaniaCommunity Bank · Jonestown · $315.2M CRE book
- Sage Capital Bank,Community Bank · Gonzales · $321.9M CRE book
Markets where Pointbank lends
Pointbank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Jul 8, 2026 · Sources: FFIEC CDR, county records, first-party conversations.