TX lenders / Community Bank
Lone Star Bank
Community Bank · Houston, TX
- Total assets
- $200.3M
- CRE loan book
- $128.6M
- QoQ CRE growth
- 4.6%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.48% as of Q1 2026 — TX bank median 6.76% (0.72pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.48% | 7.46% |
| Q4 2025 | 7.58% | 7.64% |
| Q3 2025 | 7.76% | 7.84% |
| Q2 2025 | 7.36% | 7.45% |
| Q1 2025 | 6.93% | 7.04% |
| Q4 2024 | 7.03% | 7.12% |
| Q3 2024 | 7.14% | 7.36% |
| Q2 2024 | 6.91% | 7.03% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $128.6M | $15.3M | $4.1M | 319% | $0 |
| Q4 2025 | $123.0M | $16.0M | $4.3M | 338% | $0 |
| Q3 2025 | $114.6M | $15.1M | $3.9M | 340% | $0 |
| Q2 2025 | $106.3M | $16.1M | $4.9M | 322% | $138,000 |
| Q1 2025 | $103.9M | $12.4M | $5.3M | 318% | $0 |
| Q4 2024 | $103.1M | $12.8M | $3.1M | 317% | $0 |
| Q3 2024 | $96.0M | $11.1M | $3.1M | 288% | $0 |
| Q2 2024 | $97.3M | $11.2M | $4.5M | 291% | $533,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Farmers and Merchants BankCommunity Bank · Baldwyn · $127.6M CRE book
- First National Bank of ScotiaCommunity Bank · Scotia · $129.9M CRE book
- State Bank of De KalbCommunity Bank · De Kalb · $127.4M CRE book
- First State Bank and TrustCommunity Bank · Bayport · $129.9M CRE book
- ValueBank TexasCommunity Bank · Corpus Christi · $127.2M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.