RefiLoop Lender Data

NY lenders / Community Bank

First National Bank of Scotia

Community Bank · Scotia, NY · Glenville Bank Holding Co Inc

Total assets
$706.5M
CRE loan book
$129.9M
CRE concentration
126%
below the 300% supervisory guideline
QoQ CRE growth
2.9%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$129.9M$4.8M$34.8M126%$3.7M
Q4 2025$126.2M$3.6M$29.0M119%$3.8M
Q3 2025$127.1M$3.6M$28.3M119%$3.5M
Q2 2025$123.0M$2.4M$27.9M115%$4.2M
Q1 2025$122.4M$1.2M$26.9M113%$4.3M
Q4 2024$126.2M$3.0M$28.2M118%$4.3M
Q3 2024$125.1M$3.2M$25.7M116%$4.3M
Q2 2024$124.4M$4.2M$25.8M119%$4.3M

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.