TX lenders / Community Bank
ValueBank Texas
Community Bank · Corpus Christi, TX · First Intl Bancshares Inc
- Total assets
- $303.0M
- CRE loan book
- $127.2M
- QoQ CRE growth
- 3.1%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.00% as of Q1 2026 — TX bank median 6.76% (0.25pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.00% | 7.03% |
| Q4 2025 | 7.86% | 7.88% |
| Q3 2025 | 7.52% | 7.51% |
| Q2 2025 | 7.47% | 7.49% |
| Q1 2025 | 7.41% | 7.47% |
| Q4 2024 | 7.16% | 7.28% |
| Q3 2024 | 7.39% | 7.49% |
| Q2 2024 | 7.21% | 7.26% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $127.2M | $40.0M | $3.2M | 228% | $0 |
| Q4 2025 | $123.4M | $38.8M | $3.2M | 230% | $0 |
| Q3 2025 | $118.5M | $31.2M | $3.8M | 198% | $0 |
| Q2 2025 | $111.5M | $22.5M | $3.8M | 177% | $0 |
| Q1 2025 | $108.6M | $25.0M | $3.5M | 165% | $0 |
| Q4 2024 | $115.9M | $26.7M | $3.5M | 180% | $0 |
| Q3 2024 | $114.4M | $26.6M | $3.6M | 168% | $0 |
| Q2 2024 | $113.1M | $26.8M | $3.6M | 168% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- State Bank of De KalbCommunity Bank · De Kalb · $127.4M CRE book
- First State BankCommunity Bank · Buxton · $127.1M CRE book
- Farmers and Merchants BankCommunity Bank · Baldwyn · $127.6M CRE book
- Exchange Bank and Trust CompanyCommunity Bank · Perry · $126.5M CRE book
- Lone Star BankCommunity Bank · Houston · $128.6M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.