TX lenders / Community Bank
ValueBank Texas
Community Bank · Corpus Christi, TX · First Intl Bancshares Inc
- Total assets
- $303.0M
- CRE loan book
- $127.2M
- QoQ CRE growth
- 3.1%
- Q1 2026
Recorded CRE activity — harris County
1 commercial deed of trust recorded recently, verified from county records.
- Sep 2, 2026 · landundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.00% as of Q1 2026 — TX bank median 4.87% (2.14pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.00% | 7.03% |
| Q4 2025 | 7.86% | 7.88% |
| Q3 2025 | 7.52% | 7.51% |
| Q2 2025 | 7.47% | 7.49% |
| Q1 2025 | 7.41% | 7.47% |
| Q4 2024 | 7.16% | 7.28% |
| Q3 2024 | 7.39% | 7.49% |
| Q2 2024 | 7.21% | 7.26% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $127.2M | $40.0M | $3.2M | 228% | $0 |
| Q4 2025 | $123.4M | $38.8M | $3.2M | 230% | $0 |
| Q3 2025 | $118.5M | $31.2M | $3.8M | 198% | $0 |
| Q2 2025 | $111.5M | $22.5M | $3.8M | 177% | $0 |
| Q1 2025 | $108.6M | $25.0M | $3.5M | 165% | $0 |
| Q4 2024 | $115.9M | $26.7M | $3.5M | 180% | $0 |
| Q3 2024 | $114.4M | $26.6M | $3.6M | 168% | $0 |
| Q2 2024 | $113.1M | $26.8M | $3.6M | 168% | $0 |
ValueBank Texas: frequently asked questions
- How large is ValueBank Texas's commercial real estate loan book?
- As of Q1 2026, ValueBank Texas reported $127.2M in commercial real estate loans out of $303.0M in total assets, per its FFIEC Call Report.
- Is ValueBank Texas above the 300% CRE concentration guideline?
- ValueBank Texas's CRE loans stood at 228% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is ValueBank Texas growing or shrinking its CRE lending?
- ValueBank Texas's CRE loan book grew 3.1% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is ValueBank Texas in recorded CRE lending?
- 1 commercial deed of trust naming ValueBank Texas as lender has been recorded recently in harris County, verified from county records; the most recent was recorded Sep 2, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
Markets where ValueBank Texas lends
ValueBank Texas has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Sep 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.