TX lenders / Community Bank
Liberty Capital Bank
Community Bank · Addison, TX · Liberty Capital Bancshares Inc
- Total assets
- $739.5M
- CRE loan book
- $363.5M
- QoQ CRE growth
- 0.3%
- Q1 2026
Recorded CRE activity — johnson County
14 commercial deeds of trust recorded recently, verified from county records.
- Jun 26, 2026 · unknownundisclosed
- Jun 26, 2026 · unknownundisclosed
- Jun 25, 2026 · landundisclosed
- Jun 22, 2026 · unknownundisclosed
- Jun 16, 2026 · unknownundisclosed
- Jun 16, 2026 · unknownundisclosed
- Jun 16, 2026 · unknownundisclosed
- Jun 15, 2026 · unknownundisclosed
- Jun 15, 2026 · unknownundisclosed
- Jun 15, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.57% as of Q1 2026 — TX bank median 4.87% (1.70pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.57% | 6.70% |
| Q4 2025 | 14.48% | 8.07% |
| Q3 2025 | 6.57% | 6.96% |
| Q2 2025 | 6.37% | 6.69% |
| Q1 2025 | 6.38% | 6.69% |
| Q4 2024 | 6.25% | 6.60% |
| Q3 2024 | 6.17% | 6.64% |
| Q2 2024 | 5.81% | 6.30% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $363.5M | $45.9M | $30.9M | 354% | $10,000 |
| Q4 2025 | $362.5M | $43.4M | $29.6M | 358% | $10,000 |
| Q3 2025 | $220.7M | $45.3M | $19.7M | 342% | $0 |
| Q2 2025 | $208.0M | $41.9M | $19.7M | 323% | $0 |
| Q1 2025 | $190.1M | $38.2M | $24.0M | 305% | $0 |
| Q4 2024 | $178.8M | $48.9M | $15.3M | 277% | $0 |
| Q3 2024 | $167.9M | $44.4M | $15.3M | 268% | $0 |
| Q2 2024 | $157.8M | $42.9M | $15.3M | 260% | $0 |
Liberty Capital Bank: frequently asked questions
- How large is Liberty Capital Bank's commercial real estate loan book?
- As of Q1 2026, Liberty Capital Bank reported $363.5M in commercial real estate loans out of $739.5M in total assets, per its FFIEC Call Report.
- Is Liberty Capital Bank above the 300% CRE concentration guideline?
- Liberty Capital Bank's CRE loans stood at 354% of total risk-based capital as of Q1 2026, above the 300% CRE concentration supervisory guideline.
- Is Liberty Capital Bank growing or shrinking its CRE lending?
- Liberty Capital Bank's CRE loan book grew 0.3% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Liberty Capital Bank in recorded CRE lending?
- 14 commercial deeds of trust naming Liberty Capital Bank as lender have been recorded recently in johnson County, verified from county records; the most recent was recorded Jun 26, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Wood & Huston BankCommunity Bank · Marshall · $359.8M CRE book
- First Liberty BankCommunity Bank · Oklahoma City · $358.0M CRE book
- SpiritBankCommunity Bank · Tulsa · $370.8M CRE book
- The North Side Bank and Trust CompanyCommunity Bank · Cincinnati · $355.8M CRE book
- MapleMark BankCommunity Bank · Tulsa · $355.8M CRE book
Markets where Liberty Capital Bank lends
Liberty Capital Bank has commercial deeds of trust recorded in these metros. See who else is active there and current rate ranges by property type.
San Antonio
San Antonio (Bexar County)
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.