OH lenders / Community Bank
The North Side Bank and Trust Company
Community Bank · Cincinnati, OH
- Total assets
- $1.2B
- CRE loan book
- $355.8M
- QoQ CRE growth
- 1.1%
- Q1 2026
Recorded CRE activity — oh-greene County
1 commercial deed of trust recorded recently, verified from county records.
- Jul 8, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.71% as of Q1 2026 — TX bank median 4.87% (0.85pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.71% | 5.82% |
| Q4 2025 | 5.80% | 5.99% |
| Q3 2025 | 5.85% | 6.11% |
| Q2 2025 | 5.63% | 5.99% |
| Q1 2025 | 5.54% | 5.85% |
| Q4 2024 | 5.89% | 5.92% |
| Q3 2024 | 5.49% | 6.08% |
| Q2 2024 | 5.50% | 5.99% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $355.8M | $59.9M | $13.0M | 148% | $0 |
| Q4 2025 | $351.9M | $75.9M | $13.1M | 147% | $708,000 |
| Q3 2025 | $343.0M | $71.0M | $13.4M | 143% | $836,000 |
| Q2 2025 | $338.6M | $69.8M | $13.4M | 145% | $2.8M |
| Q1 2025 | $342.8M | $61.6M | $13.5M | 141% | $2.8M |
| Q4 2024 | $351.6M | $57.9M | $13.7M | 144% | $0 |
| Q3 2024 | $339.6M | $48.5M | $2.6M | 134% | $0 |
| Q2 2024 | $300.7M | $14.8M | $1.7M | 112% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- MapleMark BankCommunity Bank · Tulsa · $355.8M CRE book
- First Liberty BankCommunity Bank · Oklahoma City · $358.0M CRE book
- Fidelity Bank & TrustCommunity Bank · Dubuque · $352.9M CRE book
- Wood & Huston BankCommunity Bank · Marshall · $359.8M CRE book
- SouthStar Bank, S.S.B.Community Bank · Moulton · $349.8M CRE book
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Last updated Jul 8, 2026 · Sources: FFIEC CDR, county records, first-party conversations.