TX lenders / Community Bank
Kleberg Bank, N.A.
Community Bank · Kingsville, TX · Kleberg&Company Bankers Inc
- Total assets
- $743.4M
- CRE loan book
- $213.4M
- QoQ CRE growth
- -0.5%
- Q1 2026
Recorded CRE activity — nueces County
1 commercial deed of trust recorded recently, verified from county records.
- Jul 1, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.30% as of Q1 2026 — TX bank median 6.76% (0.46pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.30% | 6.49% |
| Q4 2025 | 6.40% | 6.67% |
| Q3 2025 | 6.24% | 6.57% |
| Q2 2025 | 6.02% | 6.43% |
| Q1 2025 | 5.83% | 6.28% |
| Q4 2024 | 6.01% | 6.42% |
| Q3 2024 | 5.94% | 6.37% |
| Q2 2024 | 5.74% | 6.20% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $213.4M | $37.7M | $9.5M | 211% | $1.4M |
| Q4 2025 | $214.5M | $44.4M | $10.4M | 208% | $1.4M |
| Q3 2025 | $204.2M | $40.9M | $10.1M | 197% | $1.4M |
| Q2 2025 | $204.4M | $41.2M | $10.3M | 199% | $1.4M |
| Q1 2025 | $201.2M | $38.6M | $10.4M | 193% | $1.4M |
| Q4 2024 | $193.8M | $31.9M | $11.1M | 184% | $1.4M |
| Q3 2024 | $185.7M | $32.9M | $11.5M | 174% | $0 |
| Q2 2024 | $185.3M | $35.3M | $13.2M | 179% | $0 |
Kleberg Bank, N.A.: frequently asked questions
- How large is Kleberg Bank, N.A.'s commercial real estate loan book?
- As of Q1 2026, Kleberg Bank, N.A. reported $213.4M in commercial real estate loans out of $743.4M in total assets, per its FFIEC Call Report.
- Is Kleberg Bank, N.A. above the 300% CRE concentration guideline?
- Kleberg Bank, N.A.'s CRE loans stood at 211% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Kleberg Bank, N.A. growing or shrinking its CRE lending?
- Kleberg Bank, N.A.'s CRE loan book shrank 0.5% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Kleberg Bank, N.A. in recorded CRE lending?
- 1 commercial deed of trust naming Kleberg Bank, N.A. as lender has been recorded recently in nueces County, verified from county records; the most recent was recorded Jul 1, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Citizens BankCommunity Bank · Olanta · $213.3M CRE book
- BLC Community BankCommunity Bank · Little Chute · $213.1M CRE book
- Focus BankCommunity Bank · Charleston · $213.7M CRE book
- The Malvern National BankCommunity Bank · Malvern · $214.0M CRE book
- Solvay BankCommunity Bank · Solvay · $214.9M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.