NY lenders / Community Bank
Solvay Bank
Community Bank · Solvay, NY · Solvay Bank Corp
- Total assets
- $1.2B
- CRE loan book
- $214.9M
- QoQ CRE growth
- -2.9%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 4.88% as of Q1 2026 — TX bank median 4.87% (0.01pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 4.88% | 5.08% |
| Q4 2025 | 4.92% | 5.14% |
| Q3 2025 | 4.92% | 5.10% |
| Q2 2025 | 4.78% | 4.99% |
| Q1 2025 | 4.64% | 4.84% |
| Q4 2024 | 4.63% | 4.84% |
| Q3 2024 | 4.60% | 4.84% |
| Q2 2024 | 4.48% | 4.66% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $214.9M | $19.5M | $42.4M | 140% | $56,000 |
| Q4 2025 | $221.3M | $20.2M | $42.8M | 146% | $59,000 |
| Q3 2025 | $222.7M | $21.6M | $46.2M | 147% | $0 |
| Q2 2025 | $217.7M | $22.2M | $38.8M | 144% | $0 |
| Q1 2025 | $213.3M | $26.3M | $34.2M | 140% | $0 |
| Q4 2024 | $217.2M | $28.3M | $31.4M | 143% | $0 |
| Q3 2024 | $216.9M | $25.0M | $31.7M | 141% | $0 |
| Q2 2024 | $216.4M | $26.9M | $28.2M | 139% | $0 |
Signals
Similar lenders
Other community banks we track with a comparable CRE book size.
- Peoples Exchange BankCommunity Bank · Winchester · $214.7M CRE book
- Mercer County State BankCommunity Bank · Sandy Lake · $215.5M CRE book
- The Malvern National BankCommunity Bank · Malvern · $214.0M CRE book
- Focus BankCommunity Bank · Charleston · $213.7M CRE book
- Bank of Prairie du SacCommunity Bank · Prairie Du Sac · $216.6M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.