KY lenders / Community Bank
Peoples Exchange Bank
Community Bank · Winchester, KY · Genbeach Co Inc
- Total assets
- $626.9M
- CRE loan book
- $214.7M
- QoQ CRE growth
- 6.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.33% as of Q1 2026 — TX bank median 4.87% (1.47pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.33% | 6.47% |
| Q4 2025 | 6.38% | 6.50% |
| Q3 2025 | 6.25% | 6.36% |
| Q2 2025 | 6.07% | 6.21% |
| Q1 2025 | 5.87% | 6.03% |
| Q4 2024 | 5.86% | 6.10% |
| Q3 2024 | 5.71% | 5.92% |
| Q2 2024 | 5.59% | 5.79% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $214.7M | $44.8M | $36.5M | 221% | $0 |
| Q4 2025 | $202.5M | $43.6M | $36.7M | 200% | $0 |
| Q3 2025 | $202.6M | $43.3M | $37.0M | 206% | $350,000 |
| Q2 2025 | $201.9M | $44.7M | $38.3M | 214% | $350,000 |
| Q1 2025 | $192.2M | $38.7M | $38.7M | 207% | $0 |
| Q4 2024 | $178.9M | $38.0M | $33.8M | 193% | $0 |
| Q3 2024 | $168.0M | $36.2M | $28.6M | 182% | $0 |
| Q2 2024 | $167.7M | $35.5M | $28.9M | 184% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Solvay BankCommunity Bank · Solvay · $214.9M CRE book
- The Malvern National BankCommunity Bank · Malvern · $214.0M CRE book
- Mercer County State BankCommunity Bank · Sandy Lake · $215.5M CRE book
- Focus BankCommunity Bank · Charleston · $213.7M CRE book
- BLC Community BankCommunity Bank · Little Chute · $213.1M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.