TX lenders / Community Bank
Johnson City Bank
Community Bank · Johnson City, TX · Pedernales Investment Corp
- Total assets
- $148.8M
- CRE loan book
- $24.2M
- QoQ CRE growth
- 1.7%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.01% as of Q1 2026 — TX bank median 6.76% (0.74pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.01% | 6.39% |
| Q4 2025 | 5.92% | 6.36% |
| Q3 2025 | 6.00% | 6.35% |
| Q2 2025 | 5.87% | 6.28% |
| Q1 2025 | 5.69% | 6.15% |
| Q4 2024 | 5.72% | 6.21% |
| Q3 2024 | 5.73% | 6.17% |
| Q2 2024 | 5.59% | 6.01% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $24.2M | $5.8M | $0 | 33% | $0 |
| Q4 2025 | $23.8M | $6.0M | $0 | 38% | $0 |
| Q3 2025 | $21.9M | $6.1M | $0 | 39% | $0 |
| Q2 2025 | $22.3M | $5.5M | $0 | 36% | $0 |
| Q1 2025 | $23.1M | $5.5M | $0 | 38% | $0 |
| Q4 2024 | $23.5M | $5.5M | $0 | 40% | $0 |
| Q3 2024 | $23.8M | $5.6M | $0 | 41% | $0 |
| Q2 2024 | $25.2M | $6.8M | $0 | 52% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- CentreBankCommunity Bank · Veedersburg · $24.1M CRE book
- Community BankCommunity Bank · Winslow · $24.2M CRE book
- Homestead BankCommunity Bank · Cozad · $24.0M CRE book
- Marion State BankCommunity Bank · Marion · $24.0M CRE book
- The Farmers State Bank of WestmorelandCommunity Bank · Westmoreland · $23.9M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.