RefiLoop Lender Data

NE lenders / Community Bank

Homestead Bank

Community Bank · Cozad, NE · C S B Co

Total assets
$530.5M
CRE loan book
$24.0M
CRE concentration
20%
below the 300% supervisory guideline
QoQ CRE growth
-12.2%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 5.73% as of Q1 2026 — TX bank median 4.87% (0.86pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20265.73%6.39%
Q4 20255.94%6.69%
Q3 20256.04%6.71%
Q2 20255.92%6.68%
Q1 20255.76%6.52%
Q4 20245.71%6.71%
Q3 20245.86%6.81%
Q2 20245.50%6.70%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$24.0M$3.0M$020%$636,000
Q4 2025$27.4M$2.1M$024%$655,000
Q3 2025$27.0M$1.5M$024%$674,000
Q2 2025$27.3M$837,000$025%$694,000
Q1 2025$27.4M$1.2M$025%$0
Q4 2024$27.4M$1.0M$026%$0
Q3 2024$28.0M$1.0M$027%$0
Q2 2024$28.0M$1.1M$99,00028%$717,000

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.