KY lenders / Community Bank
Pbk Bank, Inc.
Community Bank · Stanford, KY · Community Bancshares Inc
- Total assets
- $172.0M
- CRE loan book
- $24.1M
- QoQ CRE growth
- -1.2%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.21% as of Q1 2026 — TX bank median 4.87% (2.34pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.21% | 7.73% |
| Q4 2025 | 7.42% | 7.92% |
| Q3 2025 | 7.56% | 8.14% |
| Q2 2025 | 7.36% | 8.13% |
| Q1 2025 | 7.29% | 7.99% |
| Q4 2024 | 7.43% | 8.03% |
| Q3 2024 | 7.38% | 8.01% |
| Q2 2024 | 7.28% | 7.92% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $24.1M | $5.9M | $4.0M | 54% | $125,000 |
| Q4 2025 | $24.4M | $6.2M | $3.9M | 55% | $129,000 |
| Q3 2025 | $24.7M | $5.8M | $3.9M | 54% | $148,000 |
| Q2 2025 | $25.0M | $6.2M | $3.9M | 57% | $326,000 |
| Q1 2025 | $27.8M | $7.4M | $4.0M | 66% | $197,000 |
| Q4 2024 | $27.2M | $7.6M | $4.0M | 66% | $216,000 |
| Q3 2024 | $27.5M | $7.4M | $4.0M | 67% | $234,000 |
| Q2 2024 | $26.3M | $6.0M | $4.1M | 61% | $253,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.