TX lenders / Community Bank
HomeTown Bank, National Association
Community Bank · Galveston, TX · Hometown Bancshares Inc
- Total assets
- $998.1M
- CRE loan book
- $499.1M
- QoQ CRE growth
- -1.1%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.76% as of Q1 2026 — TX bank median 6.76% (0.00pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.76% | 6.79% |
| Q4 2025 | 6.93% | 6.96% |
| Q3 2025 | 6.80% | 6.89% |
| Q2 2025 | 6.65% | 6.79% |
| Q1 2025 | 6.22% | 6.33% |
| Q4 2024 | 6.36% | 6.50% |
| Q3 2024 | 6.14% | 6.25% |
| Q2 2024 | 6.06% | 6.19% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $499.1M | $94.3M | $20.7M | 291% | $0 |
| Q4 2025 | $504.7M | $91.5M | $20.9M | 295% | $0 |
| Q3 2025 | $499.7M | $93.2M | $22.7M | 293% | $0 |
| Q2 2025 | $472.4M | $85.8M | $22.9M | 278% | $0 |
| Q1 2025 | $415.9M | $82.0M | $23.0M | 254% | $0 |
| Q4 2024 | $406.8M | $76.1M | $23.2M | 256% | $0 |
| Q3 2024 | $400.7M | $82.2M | $23.5M | 249% | $0 |
| Q2 2024 | $392.7M | $76.6M | $22.5M | 245% | $232,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- American Bank of FreedomCommunity Bank · Wellsville · $493.6M CRE book
- The Farmers Bank, Frankfort, IndianaCommunity Bank · Frankfort · $493.4M CRE book
- Cass Commercial BankCommunity Bank · Des Peres · $508.8M CRE book
- Farmers State BankCommunity Bank · Marion · $512.6M CRE book
- Dundee BankCommunity Bank · Omaha · $515.7M CRE book
See all alternatives to HomeTown Bank, National Association →
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.