TN lenders / Community Bank
Citizens Tri-County Bank
Community Bank · Dunlap, TN · Sequatchie Valley Bancshares
- Total assets
- $1.7B
- CRE loan book
- $505.3M
- QoQ CRE growth
- -1.9%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.18% as of Q1 2026 — TX bank median 4.87% (2.31pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.18% | 7.12% |
| Q4 2025 | 7.48% | 7.40% |
| Q3 2025 | 7.51% | 7.60% |
| Q2 2025 | 7.37% | 7.46% |
| Q1 2025 | 7.26% | 7.34% |
| Q4 2024 | 7.44% | 7.54% |
| Q3 2024 | 7.34% | 7.57% |
| Q2 2024 | 7.12% | 7.31% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $505.3M | $238.1M | $16.8M | 260% | $2.3M |
| Q4 2025 | $515.1M | $247.0M | $16.6M | 274% | $1.2M |
| Q3 2025 | $496.3M | $233.8M | $16.7M | 258% | $1.2M |
| Q2 2025 | $478.6M | $221.6M | $20.1M | 256% | $3.1M |
| Q1 2025 | $461.6M | $225.7M | $11.9M | 250% | $3.7M |
| Q4 2024 | $452.7M | $226.8M | $12.0M | 250% | $3.3M |
| Q3 2024 | $457.1M | $229.1M | $10.9M | 252% | $3.2M |
| Q2 2024 | $440.6M | $216.2M | $11.0M | 246% | $3.2M |
Similar lenders
Other community banks we track with a comparable CRE book size.
- MountainOne BankCommunity Bank · North Adams · $506.8M CRE book
- Cass Commercial BankCommunity Bank · Des Peres · $508.8M CRE book
- Farmers State BankCommunity Bank · Marion · $512.6M CRE book
- Dundee BankCommunity Bank · Omaha · $515.7M CRE book
- The Farmers Bank, Frankfort, IndianaCommunity Bank · Frankfort · $493.4M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.