RefiLoop Lender Data

AL lenders / Community Bank

Merit Bank

Community Bank · Huntsville, AL · Merit Holdings Llc

Total assets
$524.8M
CRE loan book
$185.0M
CRE concentration
187%
below the 300% supervisory guideline
QoQ CRE growth
-6.6%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$185.0M$17.8M$1.0M187%$0
Q4 2025$198.0M$50.1M$0257%$1.0M
Q3 2025$181.7M$41.9M$0242%$1.0M
Q2 2025$182.5M$42.1M$0312%$817,000
Q1 2025$182.6M$38.4M$1.1M322%$0
Q4 2024$180.3M$33.7M$1.1M319%$0
Q3 2024$173.1M$27.1M$1.2M307%$0
Q2 2024$167.6M$19.8M$1.2M296%$0

Similar lenders

Other community banks we track with a comparable CRE book size.

See all alternatives to Merit Bank

Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.